Are you considering a move to Murrieta, California? You’re not alone. Murrieta continues to draw attention as one of Southern California’s most livable cities, especially for buyers looking for a balance of affordability, lifestyle, and location. But what does it actually cost to live here in 2025?
Here’s what you need to know, from housing prices and taxes to utilities and daily expenses, so you can plan with confidence.
Housing Costs in Murrieta
The biggest chunk of your cost of living in Murrieta will be housing. While prices have increased over the past few years, Murrieta remains more affordable than nearby cities like Temecula, San Diego, or Orange County.
In 2025, the median home price for a single-family home sits around $650,000–$700,000, depending on location, size, and upgrades. You’ll find everything from entry-level townhomes to spacious executive homes in gated communities.
Pro Tip: If you’re looking in newer developments, watch for additional monthly fees like Mello-Roos taxes or HOA dues.
Property Taxes & Special Assessments
Murrieta’s base property tax rate typically falls around 1.1% of the assessed value, but that number can climb when special assessments are included. These can cover everything from school bonds to lighting and landscaping districts, and they vary by neighborhood.
Always ask for a property’s full tax bill, including CFD or Mello-Roos, before making an offer.
Utilities & Energy Costs
Utility bills in Murrieta are fairly consistent with other parts of Southern California, but there are some important nuances:
- Electricity: Many newer homes have solar, but be aware of solar leases and long-term contracts that may transfer with the home.
- Water: Summer months can drive up water bills, especially for properties with large yards.
- Trash & Sewer: Typically bundled with city services, averaging $70–$90/month.
Everyday Expenses: Groceries, Gas, and Dining
Murrieta has a growing selection of grocery stores, restaurants, and service providers, all priced in line with other SoCal suburbs.
- Groceries: Expect to pay about 10–15% more than the national average.
- Gas: Prices hover around $5–$5.50/gallon in 2025.
- Dining Out: From casual taco joints to wine country date nights, you’ll find options for most budgets.
Commuting & Location Perks
Murrieta offers strong value for buyers who want proximity to San Diego, Orange County, and even Riverside without paying coastal prices. However, commuting costs can add up depending on where you work.
If you telecommute or work locally, Murrieta’s cost of living becomes even more attractive.
Is Murrieta Worth It?
If you want clean neighborhoods, great schools, a family-friendly vibe, and a strong sense of community, without breaking the bank, Murrieta is a serious contender.
It’s not the cheapest place in California, but for what you get, many buyers feel it’s worth every penny.
Ready to Explore Murrieta in More Detail?
I created a full YouTube video that walks through the real costs of living in Murrieta, including local examples, insights on neighborhoods, and what I share with my buyers behind the scenes.
🎥 Click below to watch the video version of this guide and get an even deeper look at Murrieta living.
If you’d like help finding a home in Murrieta that fits your lifestyle and budget, I’d love to be your guide. Reach out any time!